Banking & Finance

Financing Structures and Security Documentation for Lenders and Borrowers

Our Banking & Finance Practice

Our Banking & Finance team acts for Malaysian and foreign financial institutions, corporate borrowers, and individual clients on a broad range of financing transactions. We advise on the structuring of securities, the preparation of financing and security documentation, and the regulatory framework applicable to banking and finance in Malaysia.

The division is headed by our Co-Founder and Senior Partner, YM Tengku Azrina binti Raja Abdul Aziz, and is supported by a team with extensive transactional and advisory experience.

What We Do

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Syndicated & Bilateral Financing

Advising lenders and borrowers on syndicated, club, and bilateral financing transactions, including term loans, revolving credit facilities, and project and infrastructure financing.

Real Estate & Development Financing

Preparing security documentation for the financing of land acquisitions, infrastructure works, property development projects, construction financing, and bridging loans, trade and working capital financing, and property financing.

Corporate & Commercial Financing

Acting on corporate loans, working capital facilities, trade financing, factoring facilities, and vendor payable programmes for corporate borrowers across a range of industries.

Islamic Finance

Preparing Islamic financing documentation, including asset purchase and asset sale agreements based on Bai' Inah, Murabahah, and Bai' Bithaman Ajil contracts; Islamic trade finance documentation under Al-Wakalah, Al-Kafalah, Al-Murabahah, and Bay Al-Dayn; and financing documents involving Ijarah Muntahiah Bitamlik and Musyarakah Mutanaqisah contracts.

Cross-Border Financing

Advising foreign financial institutions based in Singapore, Indonesia, Thailand, the Philippines, and elsewhere on financing and security structures involving Malaysian assets and security parties, and coordinating with foreign legal counsel on the issuance of legal opinions.

Regulatory & Advisory Matters

Advising conventional and Islamic financial institutions on regulatory matters, including Bank Negara Malaysia's exchange control and financial regulatory frameworks, statutory prohibitions on financial assistance, connected-party lending, and enforceability of security structures.